10 Commandments for Real Estate Loan

Jacinda’s Ten Commandments When Applying for a Real Estate Loan

• Thou shalt not change jobs, become self-employed or quit your job.
• Thou shalt not buy a car, truck, or van (or you may be living in it)!
• Thou shalt not use charge cards excessively or let your accounts fall behind.
• Thou shalt not spend money you have set aside for closing.
• Thou shalt not omit debts or liabilities from our loan application.
• Thou shalt not buy furniture.
• Thou shalt not originate any inquiries into your credit.
• Thou shalt not make large deposits without first checking with your loan officer.
• Thou shalt not change bank accounts.
• Thou shalt not co-sign a loan for anyone.